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Home Loan Options Available for Las Vegas Homebuyers

When you’re looking for a mortgage company in Nevada or California, you have lots of options – ranging from banks, credit unions, mortgage brokers and even online mortgage lenders. Before you make any decisions about where to go for your real estate financing, check out the wide variety of loan options available from Primary Residential Mortgage, Inc.

We have all types of home loans, ranging from VA and FHA loans, conventional home loans, jumbo loans, refinance loans and more. You deserve to have options when choosing a mortgage. Las Vegas mortgage lender PRMI provides you with flexibility and countless options to help you get the right loan for your needs – no matter what size or type loan you’re looking for. If you aren’t sure which mortgage product is best for you, our team of friendly and knowledgeable loan originators can explain your options and give you the information you need to make a wise choice.

Reverse Mortgages Click to open answer

If you’re age 62 or above and you would like to access the equity you’ve established in your home, contact us today about a reverse mortgage in Las Vegas. You retain ownership and control of your property, with multiple available options for terms and repayment structure.

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Down Payment Assistance Click to open answer

If you can’t afford a hefty mortgage down payment, talk to PRMI about our down payment assistance program options. We will explain your options and help you explore programs designed to help low-income and first-time buyers overcome the challenges that traditionally prevent them from becoming homeowners.

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No- and Low-Credit Loans Click to open answer

Whether you have credit challenges or you haven’t yet established your credit history, don’t let it interfere with your dream to buy a home. We have loan programs that will get you into a house with the lowest possible down payment and interest rates, even with a low credit score. Call us today to learn more.

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Construction Loans Click to open answer

For new construction loans, Las Vegas clients turn to PRMI. We have a variety of flexible options that can allow you to purchase your homesite and finance your building costs. We also have remodel and renovation loan programs available, if you’re interested in rehabbing your current home or one you plan to purchase.

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Refinance Loans Click to open answer

If you’re looking to refinance your current home, talk to PRMI about our mortgage refinance loan programs. We can help you achieve your goals of lowering your interest rate or monthly payment, getting rid of private mortgage insurance, or doing a cash-out refinance loan to access the equity in your home.

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Mortgage Pre-Qualification Click to open answer

Before you go shopping for a house, contact us for a quick and easy home loan prequalification. Getting your mortgage prequalification not only helps you determine the best price range to shop for, but it also shows potential sellers that you are a ready, willing and able buyer who has the financial qualifications they’re looking for.

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VA Loans Click to open answer

If you are an active-duty service member or armed forces veteran, a VA loan can be the ideal ticket to getting into your new home. Purchasing a house can be easier and more affordable than you ever imagined with a VA loan. Las Vegas mortgage lender PRMI can provide you with information and help you get qualified today.

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FHA Loans Click to open answer

Backed by the U. S. Federal Housing Administration (FHA), these loans are perfect for first-time homebuyers and buyers who have low credit scores or little established credit history. These loans are easy to qualify for and offer some of the lowest interest rates available today. Contact PRMI now to learn more about getting an FHA loan in Las Vegas.

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USDA Loans Click to open answer

USDA home loans, guaranteed by the U.S. Department of Agriculture, are the perfect mortgage program for anyone considering home ownership in a USDA-approved area in or near Las Vegas. USDA loans can also be more affordable and easier to qualify for than other mortgages.

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Conventional Loans Click to open answer

Conventional mortgages typically allow buyers to get into the home of their dreams for the lowest possible down payment – often as low as 3% down. PRMI has a wide variety of conventional loan products to choose from, including fixed rate and adjustable rate mortgages. You can also choose your repayment term, with both 15- and 30-year loan options.

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Jumbo Loans Click to open answer

These loans have higher loan limits that help you purchase high-value property. Low down payments are possible. APPLY NOW

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